Subsplash Pricing in 2026: App, Website, and Giving Cost Breakdown
How much does Subsplash cost? There is no single sticker price. As published on Subsplash's own pricing page in 2026, Subsplash Giving on its own is $0/month, and the church pays per-gift processing (about 2.3% + $0.30 per card gift, 1% ACH, lower with their GrowCurve option). The app, website, and full platform bundle (Subsplash One) is quote-based, priced on church size and usage, so Subsplash publishes no monthly list price for it. So a church that only wants online giving can start at $0/month plus processing, while a church that wants the whole platform gets a custom quote.
This guide breaks down Subsplash website pricing, Subsplash fees, Subsplash app pricing, and answers "what is Subsplash Giving?", then shows a simple one-time alternative for the in-room piece: Tap.Giving NFC plates, which you pay for once with no monthly fee and point at whatever giving platform you already run.
How Much Does Subsplash Cost? (Current Pricing)
A realistic look at Subsplash pricing tiers as of 2026
Subsplash sells its products in tiers, and only one of them has a public price. As of 2026, Subsplash's own pricing page lists Subsplash Giving at $0/month as a standalone product, then groups everything else (website, custom app, church management) into Subsplash One and Enterprise bundles that are quote-based ("pricing based on church size and usage"). So the honest answer to "what does Subsplash cost" is: the giving product is free to run and earns on processing, and the full platform is a custom number you have to ask for.
| Plan / Bundle | Published Monthly Price | Best Fit For |
|---|---|---|
| Subsplash Giving (standalone) | $0/mo + processing | Churches wanting online, text, and app giving without the rest of the platform |
| Website (standalone) | Quote required | Small-to-mid churches needing a managed church website |
| Custom App | Quote required | Churches that want a branded iOS/Android and TV app |
| Subsplash One (bundle) | Quote required | Churches that want an integrated website, app, giving, and people tools |
| Enterprise (incl. ChMS, multi-campus) | Quote required | Mid-to-large churches consolidating onto one platform |
Prices reflect Subsplash's published pricing page as of July 2026. Only Subsplash Giving carries a public price ($0/month plus processing); Subsplash One and Enterprise are quote-based, priced on church size and usage, and Subsplash structures contracts annually. Third-party review sites have referenced bundle figures in the hundreds of dollars per month, but Subsplash does not publish a list price, so treat any specific bundle number as an estimate until you have a written quote. Setup, onboarding, and add-on modules (streaming, extra ChMS) may sit outside the base quote.
Subsplash Product Bundles Explained: App, Website, Giving, ChMS
What you're actually paying for inside Subsplash pricing
Custom Mobile App
Branded iOS, Android, and TV apps for sermons, live stream, notifications, and in-app giving. This is the historical core of Subsplash and the driver of most Subsplash app pricing questions.
Church Website
Template-based church website tied to the same Subsplash backend as the app and giving. Subsplash website pricing is usually sold as a standalone plan or inside a bundle.
Subsplash Giving
Online, text, and in-app giving with recurring donations, pledges, and donor records. Covered in more depth in the "What is Subsplash Giving?" section.
ChMS (People / Groups)
Church management: people records, groups, check-in, forms, and communication. This module is typically what pushes Subsplash cost into the $399-$499+/month range.
What is Subsplash Giving?
Subsplash Giving is Subsplash's online and mobile giving product. It powers recurring giving, pledges, text-to-give, and fund designations, and it feeds donation data into the broader Subsplash platform. It is software and payments, it does not include in-person hardware like NFC plates. Churches that want in-pew tap-to-give typically pair Subsplash Giving with a hardware layer like Tap.Giving plates.
Subsplash Giving can be purchased on its own or as part of a bundle. Its pricing is part of overall Subsplash fees, which we break down next.
Subsplash Fees: Transaction Costs and Processing
The part of Subsplash pricing many churches overlook
Subsplash fees fall into two buckets: an optional platform subscription (only if you buy the quote-based bundle) and transaction fees on every gift processed through Subsplash Giving. Because Subsplash Giving is $0/month, processing is how the free tier earns, so it is the number that matters most for a church that just wants giving. The rates below come from Subsplash's own pricing page.
| Fee Type | Subsplash Published Rate (2026) | Who Pays |
|---|---|---|
| Credit/Debit Card | 2.3% + $0.30 (as low as 1.9% with GrowCurve) | Church (or donor, if "cover fees" enabled) |
| ACH/Bank Transfer | 1% (as low as 0.5% with GrowCurve) | Church (or donor, if enabled) |
| Platform Subscription | $0 for Giving; quote for the bundle | Church |
| Onboarding / Setup | Varies (confirm on your quote) | Church |
Rates reflect Subsplash's published pricing page as of July 2026; confirm your exact rate at signup. The key point for budgeting: processing is a per-gift cost that never ends, so it grows as your giving grows. A church running $200,000 a year through cards at 2.3% + $0.30 pays roughly $4,600 a year, every year. For how these fees add up across platforms, see The Hidden Costs of Church Giving Platforms, or read how Tithely works and what it charges for a lower-cost giving platform many churches compare against Subsplash.
Subsplash Cost vs Competitors
How Subsplash pricing stacks up against other church tech options in 2026
| Platform | Monthly Cost | Transaction Fees | Model |
|---|---|---|---|
| Subsplash | $0 giving / quote for bundle | 2.3% + $0.30 card, 1% ACH | All-in-one SaaS |
| Tithely | $0-$119/mo | ~2.9% + $0.30 card | Freemium SaaS |
| Pushpay | ~$1,475/mo (avg) | ~2.9% + $0.30 card | Enterprise SaaS |
| SecureGive | ~$99-$199/mo | ~2.0%+ (varies) | SaaS + Kiosks |
| Tap.Giving | $0/mo | $0 from us (use your platform's rates) | One-time NFC hardware |
Subsplash's row is verified from its 2026 pricing page; the other platform figures are drawn from earlier comparisons and their own published pages, so confirm each before you sign. The takeaway is the model, not the exact cents: every platform above earns on every gift, forever, while Tap.Giving is a one-time hardware cost that works alongside Subsplash, Tithely, Pushpay, or whatever you already run. For a broader view, see our 2026 Tap-to-Give Platform Comparison.
Hidden Costs of Subsplash
Line items that often don't show up in the headline price
Onboarding & Setup
Initial configuration, training sessions, and content migration may be included or charged separately. Churches should ask whether onboarding is quoted as a one-time fee or wrapped into the first month.
Staff Training Time
A broader Subsplash bundle means more features to learn. That training time is a real cost for small staffs, especially if you're replacing multiple tools at once.
Integrations & Add-ons
Messaging, streaming, advanced ChMS modules, or integrations with third-party tools can add to monthly Subsplash cost. Confirm what is in base price vs. add-on.
Contract Length & Cancellation
Subsplash contracts are often annual. Ask directly about cancellation timing, data export, and whether early termination has a cost before you sign.
Processing Fees on Every Gift
Even on the $0/month giving tier, card processing (2.3% + $0.30 per gift) adds up across every donation. A church taking $500k/year through cards pays roughly $11,500/year in processing alone, and that cost repeats every year and grows with giving.
In-Person Giving Hardware
Subsplash Giving is digital/in-app. If you want physical tap-to-give in the room, that hardware is a separate purchase. See our Subsplash Tap vs Tap.Giving comparison.
A Lower-Cost Alternative: Tap.Giving Plates
If you only need to add tap-to-give, you don't need a whole platform
Subsplash is a strong option for churches that genuinely want an all-in-one digital platform. But many churches we talk to already have a giving platform they like and just need a simple, affordable way to add tap-to-give in the room. For that specific need, quoting a full Subsplash bundle is often more platform than the church will use, when the missing piece is just hardware on the seat.
Tap.Giving sells NFC plates that mount on pew backs or chair backs. A guest taps their phone, it opens your church's existing giving page, whether that's Subsplash, Tithely, Pushpay, Givelify, or anything else. We don't process payments. We don't charge monthly. We ship the hardware, you keep your platform.
| Your seating count | Per-plate price | One-time total | Monthly after that |
|---|---|---|---|
| 100 seats | $4.50 | $450 | $0 |
| 200 seats | $4.00 | $800 | $0 |
| 400 seats | $3.50 | $1,400 | $0 |
The math is simple: count your seats, multiply by your tier price, and that is the whole cost. A 200-seat church spends $800 one time and pays us nothing after that. Over three years, that is still $800 total, while a per-gift processing model keeps charging every Sunday. The plates point at the giving page you already run, so you keep your processor and its rates and just remove the friction of getting people there.
Start a quote to get 10% off for 14 days. Typical delivery is 2-3 weeks from artwork approval. There is no monthly fee, no transaction fee from us, and no platform lock-in. See full details on the pricing page or skip straight to ordering plates.
Frequently Asked Questions About Subsplash Pricing
Straight answers to the most common Subsplash cost questions
How much does Subsplash cost per month?
It depends on what you buy. As published on Subsplash's own pricing page in 2026, Subsplash Giving on its own is $0/month, and you pay per-gift processing (about 2.3% + $0.30 per card gift, 1% ACH, lower with their GrowCurve option). The app, website, and full platform bundle (Subsplash One) is quote-based, priced on church size and usage, so Subsplash does not publish a monthly list price for it. A church that wants only online giving can start at $0/month plus processing; a church that wants the whole platform gets a custom quote.
What is Subsplash Giving and how does it work?
Subsplash Giving is Subsplash's built-in online giving product. Donors can give through the church's Subsplash mobile app, website, or text-to-give. It handles recurring gifts, pledges, fund designations, and donor records, and it ties giving data into the broader Subsplash platform (ChMS, app, website). Subsplash Giving is a payment and donor management product, not a hardware NFC product.
Does Subsplash charge transaction fees?
Yes. Subsplash Giving is $0/month but it earns on processing every gift. Subsplash's pricing page lists about 2.3% + $0.30 per card transaction and 1% for ACH, with reduced rates (as low as 1.9% card and 0.5% ACH) available through their GrowCurve program. That per-gift cost is ongoing and scales with giving, so a church running $200,000 a year through cards pays roughly $4,600 in processing every year, separate from any subscription. Some churches let donors cover fees so more of the gift reaches the ministry.
Is Subsplash worth the cost for small churches?
Subsplash can be worth it for churches that genuinely need an all-in-one app, website, giving, and ChMS under one roof. For a small church that mainly needs a simple way to accept digital donations in the room, a full Subsplash bundle can be more software than they will use. In that case, keeping an existing giving platform and adding a low-cost tap-to-give option (like Tap.Giving NFC plates) is often a better fit.
What's the cheapest Subsplash plan?
The cheapest way in is Subsplash Giving on its own, which Subsplash lists at $0/month with no subscription. You still pay per-gift processing (about 2.3% + $0.30 per card gift), which is where Subsplash earns on the free giving tier. Everything beyond giving (website, app, ChMS) moves you into the quote-based bundle. Churches focused purely on adding low-cost in-room giving should compare this to hardware options like Tap.Giving NFC plates, a one-time cost with no monthly fee that works with the giving platform you already have.
Is there a free alternative to Subsplash?
There is no true free, full replacement for Subsplash's bundled feature set. However, churches can replicate much of it by combining free or low-cost tools: a simple website platform, a low-fee giving processor (some charge only transaction fees with no monthly), and optional hardware like Tap.Giving NFC plates for in-person tap-to-give. That approach trades integration for much lower monthly cost. For a broader breakdown, see Best Church Donation Technology in 2026.
Keep Your Platform. Add Tap-to-Give for a One-Time Cost.
Whether you're on Subsplash, Tithely, Pushpay, or anything else, Tap.Giving plates pair with it. No monthly fee from us. No transaction fee from us. Just hardware you own.
No monthly fees | Works with any giving platform | Start a quote to get 10% off for 14 days
Related Articles
Subsplash Tap vs Tap.Giving
How Subsplash's tap hardware compares to Tap.Giving NFC plates.
InsightsHidden Costs of Church Giving Platforms
The line items that sneak up on churches after signing a contract.
GuideBest Church Donation Technology 2026
A practical guide to building a giving stack that fits your church.