Tithely Pricing & Fees in 2026: The Honest Breakdown
Short answer: Tithely Giving is free to use. The church pays 2.9% + $0.30 per credit/debit donation and 1% + $0.30 per ACH donation on every tier. Tithely Elevate, the full church management suite, runs about $119/month as publicly listed. If you already use Tithely, you don't need to switch anything to add tap-to-give. Tap.Giving NFC plates work with any Tithely giving page on any plan, including the free tier.
Updated April 24, 2026 by Ryan Shook, pastor and founder of Tap.Giving
How Much Does Tithely Cost? (Free & Paid Tiers)
Tithely uses a freemium model. You can accept online donations with no monthly subscription on the free plan, and you only pay for software when you want the broader suite of tools like church management, sites, events, and messaging.
Here is the public pricing structure as listed on Tithely's own site. Confirm with tithe.ly/pricing before budgeting, because plan names and exact numbers change.
| Tithely Plan | What's Included | Monthly Cost |
|---|---|---|
| Tithely Giving (Free) | Online giving, text giving, recurring gifts, basic donor records | $0 |
| Tithely ChMS (standalone) | Church management, people, groups, check-in | ~$99/mo |
| Tithely Elevate | Bundled ChMS + Giving + Messaging + Events | ~$119/mo |
| Tithely Sites | Church website builder and hosting | ~$50-$100/mo |
| Tithely Tap (hardware) | NFC tags/plates encoded to a Tithely giving page | ~$5-$10/tag |
Figures reflect Tithely's publicly listed pricing as of April 2026 and may change. For larger multi-campus churches, Elevate tiers can reach $149/month or higher. Annual billing typically unlocks a discount.
Tithely Giving Fees: Transaction Costs Explained
Even on the free plan, every online donation carries processing fees. These are paid to the payment processor (Stripe, for most Tithely accounts) and are unavoidable for any online giving platform. Here's what Tithely's public pricing page shows:
Credit & Debit Cards
2.9% + $0.30
Charged on every card donation. A $100 gift costs the church about $3.20 in processing.
ACH / Bank Transfer
1% + $0.30
Charged on every ACH donation. A $100 gift costs the church about $1.30 — much cheaper than cards.
Who actually pays the fees?
By default, the church absorbs the processing fee. Tithely also offers an optional "cover the fees" prompt at checkout so donors can voluntarily add the processing cost to their gift. Many churches see 60-80% of donors opt in, which effectively reduces the cost of giving close to zero for the church.
Some higher Tithely tiers may apply a small platform markup (in the range of 0.1-0.5%) on top of the base processing rate. This varies, so review your specific plan's processing terms or pull a monthly statement to see the exact effective rate.
Tithely Elevate & Church Management Pricing
Tithely Elevate is the bundled software plan. Instead of paying per product, you get the full stack — giving, church management, messaging, events, and often sites — for one monthly price. As of 2026, Tithely's public pricing lists Elevate at around $119/month for the standard tier.
What's typically in Elevate
- Tithely Giving (online, text, and recurring)
- Church Management System (people, groups, check-in)
- Messaging (email and SMS)
- Events and registrations
- Media / sermon hosting on some tiers
How it compares to à la carte
If you'd pay for ChMS ($99/mo) plus Sites ($50+/mo) separately, Elevate is usually cheaper and includes more. If you only need online giving, stay on the free plan — there's no reason to pay $119/month just to accept donations.
Smaller churches (under 150 attendance) often don't need the full ChMS. The free giving tier plus a simple website and NFC plates on pew backs can cost under $500 one-time with zero monthly software expense.
Tithely Tap (NFC Hardware) Pricing vs Tap.Giving
Tithely Tap is Tithely's own NFC hardware product. Both Tithely Tap and Tap.Giving plates do the same core thing — tap a phone on the plate, the giving page opens. The difference is in flexibility and price per plate.
| Feature | Tithely Tap | Tap.Giving |
|---|---|---|
| Price per tag/plate | ~$5-$10 | $3.50-$4.50 |
| Platform compatibility | Tithely giving pages | Any giving page (incl. Tithely) |
| Monthly fee | None (hardware only) | None |
| Works with free Tithely tier | Yes | Yes |
| Minimum order | Varies | 100 plates |
| Volume pricing at 400+ | Limited | $3.50/plate |
Both products are perfectly valid. If you want one vendor for everything and the convenience matters more than cost, Tithely Tap is a good fit. If you want the cheapest possible per-plate cost — especially at 200+ plates — Tap.Giving saves meaningful money and still works seamlessly with your Tithely account.
How Does Tithely Work With Tap.Giving?
Important: Tithely is not our competitor. Tithely is software. Tap.Giving is hardware. We sell plates to churches who already love Tithely — and to churches using any other platform. If Tithely is working for your church, keep it. We just help your people give faster in the room.
Here's exactly how the two fit together:
Tithely runs your giving infrastructure
Your donors, recurring gifts, reports, receipts, and deposits all stay inside Tithely. Nothing about your accounting changes.
You send us your Tithely giving URL
Something like tithe.ly/give?c=XXXXX or your custom church giving link. We encode every NFC plate with that URL.
Mount plates on pew backs or chairs
Peel-and-stick or screws. Standard 100mm plates fit cleanly on most surfaces.
Donor taps phone, Tithely giving page opens
No app, no QR code, no typing. The donor lands directly on your existing Tithely giving page and gives in under 10 seconds.
For a detailed walkthrough with screenshots, see our Tithely tap-to-give setup guide. For a feature-by-feature look at how the two products work together, read Tithely vs Tap.Giving.
Tithely Pricing vs Other Platforms
For context, here's how Tithely's public pricing stacks up against other common church giving platforms as of 2026. Tap.Giving is on the list because churches often ask how hardware pricing compares — remember, we're the plates, not the software.
| Platform | Monthly Fee | Transaction Fee | NFC Hardware |
|---|---|---|---|
| Tithely (Free) | $0 | 2.9% + $0.30 / 1% + $0.30 ACH | Tithely Tap (~$5-10/tag) |
| Tithely Elevate | ~$119/mo | 2.9% + $0.30 / 1% + $0.30 ACH | Tithely Tap (~$5-10/tag) |
| Pushpay | ~$1,475/mo | 2.9% + $0.30 | VisitorTap (limited) |
| Subsplash | Varies ($$$) | Varies | Subsplash Tap |
| Givelify | $0 | 2.9% + $0.30 | None |
| Tap.Giving (hardware) | $0 | Your platform's rate | $3.50-$4.50/plate |
Figures reflect publicly listed pricing as of April 2026. Confirm directly with each provider.
For a broader look at the whole landscape, see our guide to the best church donation technology in 2026.
Is Tithely Worth It for Small Churches?
For churches under 150 people, Tithely's free tier is one of the best deals in church tech. You get online giving, text giving, recurring gifts, and basic donor records for $0/month, with only the standard processing fees most donors are used to.
When the free plan is enough
- You have a simple website already
- You track members in a spreadsheet or Google Contacts
- You don't need built-in email/SMS blasts
- Weekly giving volume is manageable manually
When Elevate pays off
- You're juggling a ChMS plus separate email tool plus separate events tool
- Staff time matters more than $119/mo
- You run multiple ministries that need registrations
Either way, adding NFC plates on top costs the same. A 100-pack of Tap.Giving plates at $4.50 each is a $450 one-time cost with free shipping. That's less than 4 months of Elevate. For most small churches, plates pay for themselves within the first few Sundays through faster, frictionless giving.
Our recommendation for small churches
Start on Tithely's free giving tier, add 100 Tap.Giving plates on pew backs or chairs, use promo code WELCOME10 for 10% off your first order, and upgrade to Elevate later only if you outgrow spreadsheets.
Frequently Asked Questions About Tithely Pricing
Is Tithely really free for churches?
Yes. Tithely Giving has a free tier with no monthly fee. The church only pays payment processing fees on each transaction (2.9% + $0.30 for credit/debit, 1% + $0.30 for ACH, as publicly listed on Tithely's pricing page). Paid tiers like Tithely Elevate add software features for a monthly subscription.
What are Tithely's transaction fees in 2026?
Tithely's public pricing lists 2.9% + $0.30 per credit or debit card transaction and 1% + $0.30 per ACH bank transfer. These rates are paid to the processor on every donation. Some higher-tier plans may include small additional platform markups. Check Tithely's official pricing page for current rates.
How much does Tithely Elevate cost?
Tithely Elevate, the bundled church management suite, is publicly listed at around $119/month for the full package. Smaller ChMS-only plans can start lower (roughly $99/month), and larger multi-campus plans can run $149/month or more. Annual billing typically offers a discount. Pricing varies, so confirm with Tithely directly.
Does Tithely charge for ACH donations?
Yes, but at a lower rate than cards. Tithely's public pricing shows ACH bank transfers at 1% + $0.30 per transaction. For large gifts, ACH is meaningfully cheaper for the church than credit card giving and is worth promoting to donors.
How does Tithely Tap compare to Tap.Giving plates?
Tithely Tap sells NFC tags designed to open a Tithely giving page. Tap.Giving sells standalone NFC plates that open any giving page, including your existing Tithely page. Tap.Giving is typically less expensive per plate at volume (as low as $3.50 each for 400+) and works regardless of which Tithely plan you have, including the free tier.
Can I use Tap.Giving plates with Tithely?
Yes. Tap.Giving plates can be encoded with any URL, including your Tithely giving page. That means you keep your Tithely account, donor records, and processing rates exactly as they are, and simply add tap-to-give hardware on pew backs or chairs. See our Tithely setup guide for step-by-step instructions.
Keep Tithely. Add Plates.
You don't have to switch anything. Your Tithely account stays exactly where it is. We just send you NFC plates encoded with your existing Tithely giving URL so people can give in seconds from the pew.
Works with free Tithely. Works with Elevate. Works with any platform.
Use code WELCOME10 for 10% off your first order.
Related Articles
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Setup GuideTithely Tap-to-Give Setup Guide
Step-by-step instructions for adding NFC plates to your Tithely giving page.
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Compare the full landscape of giving platforms, apps, and hardware.